The same issue also works for the reverse - if your villagers have gold, they do not generate stone.
If your villagers fill up to capacity on stone then stop to build a Forge, they do not generate the normal 2 bonus gold that Japanese villagers do. The same occurs if you build a house or lumber camp.
This does not occur with force drop offs or if the villager stops to build a non-resource drop-off point, such as a tower.
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