Hello,
I understand that lombards convert one resources type into another, what I don’t understand is economics of it. If 100w is converted into 50g and 50f is a bad deal without any economic upgrades and even worse if economic upgrades are factored in if it’s 1 to 1 conversion.
I’m pretty sure 100f = 50c, 50w. When converting wood I think it’s 50c, + over 50f. I think 100c = 50w + over 50f.
More Lombards increase the conversion rate, they all share the same pot of invested res.
There are cards to improve things. XP when converting res, better conversion rate and better investing.
I believe the rate is 1.2 for food. So 100w gives 50c + 60f.
None of those exchange rates are good, after 2 market upgrades food is gathered at almost 2x of wood. So 100w = 50c + 60f is still pretty bad deal
Well, since you can have all three res invested at once it’s actually not terrible. 100w = 60f and 50c. Then 100f = 50w and 50c. Once you have the age 4 card card some of the investment returns get better I think. If you keep reinvesting your total resources increase.
its also advantageous because you can adjust macro without moving vills or if you’re pushed off hunts or something. its more about flexibility than being a straight advantage initially
Lombards are also extremely useful on special maps, like " forest nothing "
Never put wood. Other than that, its or a net equal or a net gain.
Lombards let you convert 1 resource into another at a1:1 rate, without paying any fee, which is convenient as you can gather the food from hunt at a fast rate, and then convert the food in other resources.
Every lombards also convert at a 1:1 taking from the same pool of investments, so with 5 lombards you can have a trickle of 5 ############## and 10 with the card.
That without considering the xp generation, or HC cards.
wow, that sounds dirty man.
Like half of the forum…
Let’s admit it, we are all ######## 
you don’t really manually put res into lombards until late game when usury is in but tbh with steel traps being the cheapest tier 2 market up AND food being the fastest to gather and wood the slowest, I can see how there’s good mid game value to manually using lombards at times. you may burn thru your hunts though.
lombards are good to have to receive the lombard resource desposits which have higher values than your typical crate shipments.
before the ufizi nerfs they were absolute xp farms too, in addition to receiving even higher amounts of resource deposits. they were way too strong (or rather the cards were).